Who Can Benefit From A Trust?
What is a trust?
Consider Accelerating Charitable Donations
The Future of Personal Information Security
There have been many discussions of late regarding the Equifax data breach which affected every American adult. Both high-profile data breaches and day-to-day cases of individual identity theft are becoming far too routine. Can anything be done to stem the tide? There is both good and bad news on that front.
Is your Identity Safe?
Identity Theft: What to know and what to do.
What is Identity Theft?
Identity theft happens when someone steals your personal information and uses it without your permission.
Identity theft is a serious crime. It can disrupt your finances, credit history, and reputation. If identity theft happens to you, it can take time, money, and patience to resolve.
Identity thieves might:
2018 Forecast for Social Security and Medicare Recipients (Hold Harmless Provision)
The Good News: We are expecting the largest Social Security Cost-of-Living Adjustment (COLA) next year since 2012 (announced in 2011.)
The Bad News: For many, higher Medicare Part B premiums will eclipse a large portion of their raise.
The official word regarding the COLA will come out in October. The forecast looks to be 2.2%.
Social Security Spousal Claiming Strategy
Great reminder from Social Security expert, Elaine Floyd for individuals who are grandfathered in, and have the opportunity to file a restricted application for a spousal benefit while receiving delayed retirement credits for their own personal retirement benefit.
Hope is not a strategy
Building a portfolio - The case for simplicity